Personal property
Movable property owned separately from land; a manufactured home with its own title is usually personal property until it is affixed and the title retired.
Published May 31, 2026
Personal property is movable property owned separately from any land — the opposite of real property, which is land and what is permanently attached to it.
A manufactured home is commonly personal property. It usually carries its own certificate of title, may be registered annually, and is bought and sold by transferring that title. A home on a rented lot generally stays personal property, because the resident owns the home but not the ground under it.
A home can move from personal to real property. When it is permanently affixed to land the owner also owns and the owner completes title retirement, the home becomes part of the real estate. Until that happens, treating the home as personal property shapes how it is taxed, how it is financed — often through a chattel loan — and how ownership is transferred.
This is general information, not legal advice.