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ROC (resident-owned community)

A manufactured home community that the residents own collectively, usually through a cooperative, instead of renting lots from an outside owner.

Published May 31, 2026

A ROC, or resident-owned community, is a manufactured home community that the residents own collectively rather than renting lots from an outside owner. It is most often organized as a cooperative, in which each participating household is a member with a say in how the community is run.

The appeal of resident ownership is control and stability: members collectively set the budget, the rules, and the lot fees, instead of an outside landlord setting them. Forming a ROC typically involves the residents organizing, securing financing, and purchasing the community — often with help from a nonprofit that specializes in the process.

A ROC is usually governed by its own articles of incorporation, bylaws, and member agreements, and by the state's nonprofit or cooperative corporation law, in addition to any manufactured-housing statute. Residents may gain a chance to pursue this route when an owner decides to sell, especially in states with a right of first refusal.

This is general information, not legal advice.