SCRA (Servicemembers Civil Relief Act)
A federal law providing legal and financial protections to active-duty service members, which can apply to leases and certain obligations.
Published May 31, 2026
The SCRA, or Servicemembers Civil Relief Act, is a federal law that provides legal and financial protections to active-duty service members. It exists to ease certain civil obligations so that military service does not unfairly disadvantage those serving.
The SCRA's protections can touch housing. Depending on the circumstances, they may include rights related to terminating a lease on entering active duty or receiving certain orders, limits on default judgments, and caps on interest for some pre-service debts. How these apply to a manufactured-home lot tenancy or loan depends on the specific facts and the statute's requirements.
The SCRA is an example of federal law that can apply alongside a state's manufactured-housing statute. Because eligibility and procedures are specific, it is a situation where a service member may want tailored guidance. This is general information, not legal advice.