Mobile home storm rules in Iowa
Iowa mobile home emergencies: tenant remedies if the park fails to supply water, the landlord's duty to keep the lot habitable, and the federal HUD installation standards.
Published June 3, 2026
Storm and disaster issues for Iowa manufactured-home residents draw on the state's essential-services and habitability rules and on the federal HUD standards that govern how homes are built and installed. The Manufactured or Mobile Home Landlord and Tenant Law (Iowa Code Chapter 562B) addresses loss of water and habitability, and points to the federal installation standards. For a specific situation, consider consulting a licensed attorney in Iowa.
What the statute says
On loss of essential services, Iowa Code §562B.23A(1) provides:
If contrary to the rental agreement or section 562B.16 the landlord deliberately or negligently fails to supply running water or other essential services, the tenant may give written notice to the landlord specifying the breach and may ... [procure water and deduct the cost, recover damages, or recover rent paid].
On construction and installation, §562B.11(1)(e) references "the model manufactured home installation standards, 24 C.F.R. pt. 3285" and "the manufactured home construction and safety standards, 24 C.F.R. pt. 3280," recognizing that a home may need modifications required by those federal standards. Section 562B.16 requires the landlord to keep the lot and common areas in a fit, safe condition.
How it works in general
If a park deliberately or negligently fails to supply water or other essential services, §562B.23A gives the resident self-help and damages remedies after written notice. Day-to-day habitability and common-area safety are the landlord's duty under §562B.16. How a home itself resists wind — its construction wind-zone rating and its anchoring and installation — is governed by the federal HUD Code (24 C.F.R. Parts 3280 and 3285) referenced in §562B.11, not by the lease. Disaster relief is handled through federal and state emergency-management programs.
Common scenarios
General examples Iowa park residents commonly encounter:
- Water service fails after a storm. Section 562B.23A lets the tenant, after written notice, procure water and deduct the cost or recover damages.
- Common areas become unsafe. Section 562B.16 places the duty to keep them safe on the landlord.
- Questions arise about anchoring or tie-downs. Those standards come from the federal HUD Code referenced in §562B.11 and the home's installation.
Other authorities that may apply
The federal HUD Code (24 C.F.R. Parts 3280 and 3285) governs manufactured-home construction and installation. FEMA and Iowa Homeland Security and Emergency Management administer disaster assistance, and a homeowner's insurance policy — not statute — usually governs storm-damage claims. Local building and floodplain rules may also apply.
Frequently asked questions
- What can an Iowa tenant do if water or essential services are cut off?
- Iowa Code §562B.23A lets a tenant who gives written notice 'procure reasonable amounts of water or other essential services ... and deduct the actual and reasonable cost from the rent,' recover damages for the lost value of the space, or recover rent paid during the failure. This is general information, not advice about a specific situation — consider consulting a licensed attorney in Iowa.
- Who is responsible for keeping the lot safe and habitable in Iowa?
- The landlord. Section 562B.16 requires the landlord to comply with health-and-safety codes, keep common areas clean and safe, maintain supplied facilities in good working order, and furnish outlets for electric, water, and sewer service.
- What standards govern how a manufactured home is anchored against wind?
- Federal standards. Iowa Code §562B.11(1)(e) references 'the model manufactured home installation standards, 24 C.F.R. pt. 3285' and 'the manufactured home construction and safety standards, 24 C.F.R. pt. 3280' — the federal HUD Code that governs construction (including wind design) and installation.
Sources
- Iowa Code §562B.23A (Wrongful failure to supply running water or essential services) — Iowa Legislature
- Iowa Code §562B.11 (Prohibited provisions; federal installation and construction standards) — Iowa Legislature
- HUD — Office of Manufactured Housing Programs (federal construction and installation standards, the HUD Code)