Does Missouri have a mobile-home post-storm or habitability statute?

No. Missouri has no dedicated mobile home park statute and no mobile-home-specific habitability or post-storm law. The lot's condition is governed by the written lease and any applicable local building and health codes, and the home's anchoring follows the Commission's installation rules and the federal HUD code.

Who handles disaster assistance in Missouri?

Federal and state emergency-management programs. The Missouri State Emergency Management Agency (SEMA) and FEMA administer disaster assistance, and a homeowner's insurance policy — not statute — usually governs storm-damage claims.

Mobile home storm rules in Missouri

Q: What construction and installation standards govern a Missouri manufactured home?

The federal HUD standards plus the Manufactured Housing Commission's code. Mo. Rev. Stat. §700.010 defines the 'code' as 'the standards relating to manufactured homes ... as adopted by the commission,' and an 'installer' as one 'licensed by the commission to install manufactured homes under sections 700.650 to 700.692.' The federal HUD code (24 C.F.R. Part 3280) sets the wind-zone construction standards. This is general information, not advice about a specific situation — consider consulting a licensed attorney in Missouri.

Missouri has no mobile-home-specific habitability or post-storm statute. Storm and disaster issues draw on the federal HUD construction and installation standards (adopted through the Manufactured Housing Commission's code and installer licensing), the written lease, applicable local codes, and federal and state disaster programs. This page compiles that law. For a specific situation, consider consulting a licensed attorney in Missouri.

What the statute says

Mo. Rev. Stat. §700.010 defines the relevant standards and roles. The "code" means "the standards relating to manufactured homes, or modular units as adopted by the commission," an "installer" is an individual "licensed by the commission to install manufactured homes under sections 700.650 to 700.692," and a "manufactured home" is a structure built to the federal HUD size and construction standards. The Manufactured Housing Commission (chapter 700) administers the code and licenses installers; the federal HUD code (24 C.F.R. Part 3280) sets the wind-zone construction requirements.

There is no mobile-home-specific statute setting post-storm timelines, a duty to restore utilities, or a park habitability standard; the lot's condition is governed by the lease and any applicable local building and health codes.

How it works in general

How a Missouri manufactured home resists wind comes from its construction wind-zone rating under the federal HUD code and from its anchoring and installation under the Manufactured Housing Commission's code and installer licensing (§§700.650–700.692). Day-to-day habitability of the lot is set by the written lease and any local codes, not by a mobile-home-specific statute. Disaster relief is handled through federal and state emergency-management programs, and storm damage to the home itself is usually a matter for the homeowner's insurance policy.

Common scenarios

General examples Missouri park residents commonly encounter:

Questions arise about anchoring or tie-downs. Those standards come from the Manufactured Housing Commission's code and installer rules and the federal HUD code (§700.010).
The lot or supplied facilities are damaged. The written lease and any local building and health codes govern; there is no mobile-home-specific post-storm statute.
A declared disaster occurs. SEMA and FEMA administer assistance; insurance usually governs home-damage claims.

Other authorities that may apply

The Manufactured Housing Commission (chapter 700) administers the code and installer licensing, and the federal HUD code governs construction and installation. The Missouri State Emergency Management Agency and FEMA administer disaster assistance, local building and health codes can apply to the park, and the written lease governs the lot. A homeowner's insurance policy usually governs storm-damage claims.